Worst-Case Scenarios – How Travel Insurance Can Help During Extreme Situations

The 21st century is a dream come true for travels. Gone are the days when only the very rich could afford to travel, and only if they had weeks or months to spare for the planning. In this day and age, no matter what corner of the globe you wish to explore or what you dream of doing once you arrive there, all you need is to pick up the phone or open your laptop and you’re on your way.

Advancements in transport technology, real-time communications, cooperation among airlines and travel-related service providers, and the advent of insurance policies for travel, whether multiple or single trip travel insurance, have ensured cheaper, safer, faster, and more comfortable travel in near-miraculous ways. It protects you from financial loss in the event of cancellations or property. More importantly, it gives you protection and a wider set of options in the event of real crises – such as natural disasters or medical emergencies. Listed below are some examples of extreme situations and worst-case scenarios and wherein a good policy can help.

Illnesses

Sudden illness is always worrying, more so if you are in a foreign country. Ideally, you would have done your research and gotten the necessary and recommended vaccinations – not to mention followed basic common sense such as drinking bottled water and wearing appropriate clothing for the climate. However, exposure to unfamiliar pathogens or unpredictable medical conditions such as appendicitis is always a possibility. Most health insurance policies only provide coverage in the country

where they are purchased, and one of the worst things that can happen during a sudden illness is to find that you do not have medical coverage; especially in less-developed countries, some hospitals will not treat people without health and medical cover. In the case of sudden illness, that single trip travel insurance policy you purchased can not only help you get immediate medical treatment, but cover the medical fees incurred during your stay in the hospital. Depending on your policy, it can also cover losses in the event that the illness requires you to cut your trip short.

Accidents

Getting into legal entanglements in a foreign country can be a nightmare, so be sure to be very vigilant in following local laws, especially when driving or in public spaces. As with a sudden illness, a good policy is crucial in the event of an accident with regards to getting emergency medical treatment and covering the incurred medical fees. But more importantly, depending on your policy, it can help protect against liability in the event of injury or property damage.

Attacks

With the advent of real-time news reporting and communications, getting caught in the middle of a terrorist attack is improbable if you have done your research. More than likely, a terrorist attack can affect your plans in that your home or destination country will issue travel bans or warnings, effectively cancelling your trip. A simple single trip travel insurance policy can protect you against financial loss in such an event. In the extremely unlikely event that you care caught up in an actual terrorist attack, an evacuation and repatriation clause or acts of terrorism clause in your single trip travel insurance will be imperative in getting you home safely as soon as possible – so if in doubt, do check the fine print.

And Advice – Travelling With A Disability

A disability should not stop you from travelling, but a chance to try different travel options. The three key challenges to travel with a disability are – transport, toilets and accommodation. We will provide you with Trusty and advice that will assist you on your next travel adventure.

Don’t get hung up on how accessible a place is, focus on all the activities you can do!

Planning Your Adventure

When you are travelling with a disability or travelling with someone with a disability, the most important thing for a smooth vacation is correct planning. Don’t go overboard and plan your holiday down to the last minute, but all your accommodation and transport should be booked before you leave home.

You should research the accessibility of your transport and accommodation options, and also for the activities you are planning. Ask questions about access to buildings, the number of steps, how wide are the doorways and lifts and is there easy access from the car park. And for your accommodation, off course ask whether there are disabled toilets and showers, and if there is enough space in your room for a wheelchair.

When contacting places, you need to be specific about your own limitations, so that different options can be put in place to cater for you. The best place to get information is from other travellers who have done it before. Otherwise you should try local tourist information centres.

Make sure you pack all essential and necessary medications, and bring with you any necessary prescriptions. Also make sure you pack extras of any medical or personal equipment that you might require.

Choosing The Right Transport

One of the biggest difficulties when travelling with a limitation is choosing the right transport and especially getting on and off public transport. Once you have planned your itinerary, you need to research your options between locations or cities. The best way to find accessible transport is to talk to “customer relations” or the person in charge of ‘specific needs customers’. They will be able to provide exact information on the transport options.

Catching a plane can be a daunting experience! When you book your ticket, let the airline know your limitations and specific consideration should be provided. Be sure to check with your airline to make sure it has accessible toilets before booking a long haul flight.

Many people with a disability will forget figuring out the best transport all together, and will take a cruise holiday – either a river cruise or a large cruise liner. This way all of your luggage will stay in the one place, you don’t need to find an accessible restaurant or toilet, and many of the activities are brought to you.

Other good options are:

  • Hiring a camper van that is wheelchair accessible
  • Take a train holiday in Western Europe – most trains are ideal with easy access and accessible toilets.

Finding An Accessible Toilet

Research is essential to finding accessible toilets. Many toilets say that they are accessible, when they are clearly are not. Don’t find out the hard way! Asking at the tourist information centres for up to date information.

Places to look for an accessible toilet is at museums or art galleries, fast food restaurants or at modern train stations. Some travellers will plan what activities they do or attractions they see each day by where they can find an accessible toilet.

What is The Best Accommodation

It will be hard to find the perfect accommodation when you’re travelling, except if you are willing to pay for it. Research is essential before you go to find a place that is accessible.

A good hotel will have accessible car parks that have easy access to the hotel. They will normally have a lift and even a porter service. Most will have a restaurant or food service on-site for easy access. Make sure you tell your accommodation when you are booking about your limitations, what equipment you might have and what assistance you may require.

A good idea is to stay in accommodation in a central location. It will be easier to visit local attractions and these attractions will be close-by. You might even be able to do day trips away from the city. This way you avoid the need to move all your luggage again.

Other Great Tips And Advice

  • If you are in a wheelchair and have someone to push you, take a manual chair. It will take up less space then an electric chair and it doesn’t require recharging.
  • Allow your family or carers to have a holiday too. Let them do activities that they choose. This way they will want to travel with you again and it might give everyone some needed time apart.
  • Have your wheelchair cleaned and serviced before you leave. Make sure you have checked the batteries and all moving parts are in working order. Also research who you could contact if you have a major breakdown on the road.
  • If you have an electric wheelchair, take spare travel adapters so that you don’t get caught out.

The most important tips and advice is for you and your family / carer to enjoy your holiday. Enjoy each day and its new adventures, new sights, new culture and the new things to be learnt.

Safe For Seniors

It’s important to consider travel safety tips for seniors before setting out on an excursion. Seniors who need to travel alone or with companions need to consider general safety measures and .

This article will give some safety tips to seniors. It will help them appreciate bother free trips, whether they are going on a weekend trip, or if they choose to take an experience abroad.

Vital Travel Safety Tips for Seniors

Specialist Checkup – The most vital step for seniors who need to stay safe on a trip is to get a physical checkup from their doctor. It’s vital for your specialist to discover that you don’t have any prior sickness that may keep you from making a tough outing. Your specialist may likewise refer you to a few specialists in the nation or region that you plan to visit.

Immunizations – You may require a few vaccinations before you go. A considerable measure will rely on upon the zone of the world where you expect to travel. Vaccinations against hepatitis, cholera and yellow fever may be proposed or even needed.

Likewise, verify that you are furnished with a worldwide immunization card, so you understand what antibodies you have been given, and in instances of yellow fever, some travel operators may confirm that you have been given a vaccination. Without it, you may not enter or leave a few nations.

Keep away from unclear transportation – In some nations, some transportation can be greatly hazardous. Case in point, in Thailand and Indonesia, a few transport drivers travel at a high speed and mischances are normal. Various African nations and Russia have poor carrier safety norms. Staying away from some of these circumstances could avert mishaps.

Seniors should additionally travel by recognized organizations. If you are drawn nearer by outsiders and advised that they can take you to your destination at a less expensive cost than a known organization, you ought to be watchful as they could loot you.

You ought to additionally search for transportation that gives safety belts because you never know when a mishap can happen, and seat belts can spare your life.

Tell Family and Companions of Your Whereabouts – You may need to leave a schedule with family and companions, so they know where you are. You can likewise keep them updated each couple of days on the Web. Facebook and Twitter are extraordinary approaches to give moment reports on your area. You can likewise keep individuals redesigned by email.

Register with the Consulate – If you want to visit a nation for an increased span of time, or if you want to live there, you must tell them and give them your location. This helps them contact you if a crisis happens in your family, and your family can’t contact you, or if something else happens.

Safety in Numbers – You are more secure when you go in little groups. If you walk around alone, you are an easy focus for burglars and different criminals.

If you like to walk alone, ask trusted neighborhood natives where the most secure parts of town are, and verify you walk around amid the day hours and not during the evening.

Use simple Clothing In the city – A last safety tip for seniors is to do whatever it takes not to stand out. You would prefer not to wear some extravagant garments with a costly watch, or have two cameras and a video recorder dangling from your neck. In traveler areas, this could spell inconvenience for you.

Try not to convey much cash on you, and dependably keep additional fifteen or twenty dollars in a simple to get places, just to use if you are looted. It’s ideal to have some cash when you are ransacked than not to have any.

Conclusion

A bit practical decision skill goes far. If you consider how you stay safe where you live, you must utilize some precautionary measures when you travel. Continuously consider safety in the first place, and you can evade numerous issues when you travel.