Essential Information About Travel Insurance

It is more than likely that you’ll experience a good deal of confusion when attempting to track down the best single trip travel insurance policy. You might be unsure of whether to use a comparison website or buy directly from a reputable company. You may also have trouble deciding whether to pay a little extra for extreme sports insurance. You’ll have a clearer idea of your options after reading this article.

Don’t Base the Decision Purely On Price

It is worth pointing out that the cheapest single trip travel insurance policies may not cover you against the great range of unexpected injuries and accidents that can occur; and a cheaper policy may not guarantee enough financial protection against cancelled flights or lost valuables, for example. Of course, you can minimise the price of cover by agreeing to a high level of excess; however this may mean that you are left with considerable financial problems should the worst happen.

Consider Multi Trip Insurance

If you are planning on taking a number of holidays throughout the year, it would be sensible to select an annual multi trip policy rather than single trip travel insurance. However, you should find out whether such a policy would protect you for the duration of extended foreign trips. It would also be a good idea to find out whether you’ll be covered during trips to UK destinations.

Insure Your Baggage

The items you take on holiday may well be covered under the terms of your home contents insurance, so you should check whether this is the case before handing across extra money to your chosen provider. It is also worth bearing in mind that companies are often sceptical about the reported loss of personal goods – so don’t try to scam the system!

Buy Cover For the Whole Family

Some specialist companies offer well priced single trip travel insurance for family groups. However, you are urged to read the small print before taking out this type of policy. Find out whether the cover extends to trips that your child may make with friends or school groups, and ask whether the policy guarantees financial protection against injuries sustained during family activities.

Opt For Exclusive Gadget Cover

Increasing numbers of people opt to travel with their expensive electrical devices these days. However, research has revealed that the average policy doesn’t include adequate cover for the loss or theft of such items. Thankfully it is possible to purchase specific gadget cover from specialist companies.

Buy Your Policy Online

You may well have heard about the great range of companies currently offering superb deals to online customers. They can provide you with everything from single trip travel insurance to UK holiday cover. You are encouraged to do some web-based research and secure the very best deal for your personal situation.

Top Iran Before You Take a Trip to Iran

The next time you take your yearly vacations, take a peek at what Iran offers you before deciding on your travel itinerary. You will be surprised by the gamut of vacationing options available here. The vista unfolding before you is one of a beautiful country with its rich traditions and exciting landscape. The friendly people beckon you to visit and have a taste of the variety on offer.

But before you sort out your travel plans, make sure that you heed Iran which are essential when you go around the country. These tips will be handy when you travel Iran. There are also plenty of Iran travel packages which you’d better take advantage of if you want to spend your time in a worthwhile way.

Handy Tips for the Visitors

Since Iran is a vast country with many potential sight-seeing places, you need to map out your travel itinerary well in advance keeping in view the fact that it is a relatively unknown country. You must keep in mind the emotions of the local people and the etiquette that is to be expected from you while visiting the country.

  • Environment: The Iranians live in a very healthy environment. You need not be afraid of catching any dangerous diseases here. The government observes great caution in safeguarding the life of its citizens from harmful diseases. People are also aware of health care points for themselves.
  • Food: You can avail various Iran travel packages for your vacation. These packages will include your food too. They will take you to notable restaurants where you can have the best dishes in Iran. If you are a vegetarian, you can specify this in advance to your travel guide who will take care of your food requirement accordingly.
  • Travel: If you heed the Iran , you will never face any trouble during your stay in Iran. While going from one place to another on your travel itinerary, you will go through small towns and villages. You will see the culture and the heritage of the country through the eyes of the local people. The Iran travel packages will take you through the length and the breadth of the country.
  • Dress: You will notice that the Iranians are generally dressed to cover their entire body. This is as much a show of decency and also to safeguard against the hot sun beating down on Iran. Men could wear short-sleeved shirts, but it’s not recommended as you will suffer from sunburns. Therefore, it is advisable to cover your arms like many Iranians do while traveling.
  • Tourism season: The best time to visit Iran is from March to May and again from September to November. You can also relive the charming atmosphere in the Persian Gulf islands during January and February. These are called the high seasons of tourism. In other months of the year, in some areas, there will be very hot or very cold for those who aren’t familiar with such extreme weather conditions.
  • Communication: Although there are phone booths around the big cities where you can make domestic calls, you can buy chargeable sim cards to use your cell phones here. Tourists can brings their cell phones and use them inside Iran if their service providers have made contracts with Iranian telecommunication organization like many others. However, there are many internet cafes which will allow you to use the internet both inside and outside hotels.
  • Credit Cards: This is one of the very important Iran . There are not enough hotels or shops who can accept credit cards due to the sanctions. It is always advisable to keep cash handy while going around Iran using Iran travel packages. You can purchase any souvenir using US Dollars, Euro or Iranian currency, Rials.

Iran is a beautiful country and you will be happy to discover it with your family and friends. Paying heed to the Iran will make your stay a more convenient one.

China

Survival China and Tricks

These China , Survival Techniques, will help you get around and make your trip to China easier, so you will be able to experience the real China with a little less stress.

China is an odd beast that needs to be respected; the major cities, Beijing, Shanghai, and Xian, all have their own personalities.

Some complex situations that you think would be an organizational disaster turn out to be great and you wonder afterward what all the fuss and worry was about. Then the simplest of tasks can turn out to be a major calamity.

This is when you have what we call here a “China day”.

These days come and go and are part of the experience of everyday travel in China. One needs to have an open mind when travelling China. It is a place with thousands of years of history and culture that is trying overnight to adapt to Western ways of living.

You need to have a very open mind when you Travel in China.
I have listed below a few China that will make life that wee bit more bearable on your Travel China experience.

China – Be Toilet Wise

o Never expect a clean toilet 100% of the time.

o Be prepared; Carry some tissue.

o You may have to use a squat toilet, again if you know this before hand it is not a shock. If you don’t know how to use a squat toilet, try the following experiment at home.

While holding onto something for support with both hands, lower your body down into a low squat position, so that the cheeks of your bottom is almost touching your heels or the back of your calf. Now, let go with your hands. See if you stay in this position for at least 1 minute. If you fall backwards or you cannot get up, then a squat toilet could be a problem for you! Practice, you will be happy you did.

o If you see a clean toilet, Go… it may not come again for a while.

o There are many public toilets around the cities, usually the ones you pay for are OK, (RMB .5), the others best to stay away from if you can. You will soon notice them as you walk around the cities.

o Be warned that public areas like bus and train stations are usually what I class as “tough toilets”, however if gotta go you gotta go.

o Outside of the major cities, the toilet systems are old or have very narrow plumbing /pipes and get blocked easily. In these cases a small basket is usually beside the toilet, this is for your used toilet paper.

One of the best China Travel toilet Tips I can give you, is use hotel lobby toilets; these are everywhere and are always clean. Still they may not always have toilet paper. It depends on the class of hotel that you are using.

I do not wish to scare you. However, of all the China in all the other web sites I have read, this is a topic not often mentioned, but it is very important to us all.

So outside of the major cities conditions can be tough. But most of the time everything will be fine, especially if you book a tour; everything will have been checked out before hand. However even the best laid plans can go wrong, so be prepared, the toilets in the smaller cities, towns and villages can be scary.

China – The Food

o The food is great and the variety is overwhelming. Most of the time you get to choose what you eat, or you can recognize what you’re eating, however sometimes you do not get a choice. Carry a chocolate bar or something; this will keep you going until some food that you can recognize turns up. Drink bottled or boiled water, as the tap water is NOT safe to drink, this is for the whole of China. Even boiled water, while sterilised can contain a lot of minerals and iron deposits that you probably do not want in your system. The safest bet is to drink bottle water. Tap water in most big cities is OK for brushing teeth.

o Eating habits – Most Chinese people have a great habit of being very noisy when they eat and lunch and dinner times can be a wonderfully noisy celebration, food tends to go in all directions, its just part of being in China.

o People also smoke at the table while everyone is eating, so some restaurants get very loud and smoky.

o If you get stuck what to order as most of the menu’s are in Chinese just look at the table next to you and point to the dish you fancy and ask how much it is, this system works really well and know seems to mind.

o I have a basic menu that will help you order safe food, (no Cats or Dog) this will enable you to visit a larger selection of restaurants, not just the tourist ones with high prices. You can carry it with you and use it in the local restaurants where most will be able to serve what is on it. This way you will know what you are eating.

These local places are very cheap and the food it great. Contact me if you would like me to send it to you.

China – Taxis

o China – Taxis – Taxis are an experience that can have you griping the seat and gasping for breath; however you soon get used to it, after the first few rides, you’re an old hand.

o The taxis in Shanghai are, overall, quite good. Try to get the Blue, Blue’ish Turquoise, Gold and White taxis, these are the best… these are the four major taxi companies and are generally recognised by their single colour paintwork. The others are OK, just older and a rougher ride (the others also may have faulty metres). No drivers will speak English.

o Carry your hotel or accommodation business card with you, written in Chinese, this helps if you get lost walking around town.

o In all the taxis around the country you will see the drivers name and taxi registration number in plain sight. If you have any problem, or if you think you have been over charged etc, just take this number down, make a big fuss about it, and the driver then should wake up and fix whatever problem you have. Even better is to take the receipt. This has all the trip details on it and you can ring the taxi company if you want to take things further or if you’ve left something in the taxi.

o The government takes rip-off drivers in all cities, Beijing and Xian especially, very seriously and if you complain they will lose their license. This is their livelihood. So far I have had not one driver in 3 years that has not backed down and we have then agreed a price for the trip or solved our problem.

o In Shanghai, it is common practice for taxi fare increases after 11pm. However, one can usually bargain for a 20% discount, which will get the fare back to the pre-11pm rate.
Be strong with the taxi drivers, never-the-less, keep your cool, smile and negotiate.

China – Shopping

o China – Shopping – China is a shopper’s paradise, Markets, Bargains; Top labels… anything and everything if you have the time. With clothes, the larger (Western) sizes can be quite hard to find, however in the major cities where you get a lot of tourist traffic, you can find them.

o Electrical gear, DVD’s, Cameras, stuff like this is not worth buying in China, Hong Kong is still the best place for this.

o Store hours in the major cities are from 10am to 10pm, 7 days a week.

o Visa card is still the best card to carry, with ATM’s in good supply all with PLUS access etc.
There is usually a surcharge for use of VISA, MasterCard or other forms of credit card.

o Wait on purchasing if you can, look around to get a feel for the prices. The Chinese are VERY experienced at selling and know that we halve the opening price when bargaining.
In the markets go for 25% of what they first ask; go so low that they let you walk away. This will give you an idea of the bottom price. The resulting end-price will probably be around 40% to 50% of where they started.

Whatever the market people say, they are used to pushing and haggling for best prices. Do not worry about being too hard, they are used to it and will not sell you an item unless they make a profit. Don’t be concerned with the apparently hurt body language when you go low – it is all part of the game. As soon as they have wrapped up your first purchase, they will try to sell you something more. Remember to keep smiling and having fun while bargaining.

China – Medical Treatment and Records

o Most hotels will have a doctor that you can see. In the major hotels English will be spoken.

o Always take a small first aid kit, cold remedy, headache tablets at the very least. WATSONS is a very large chain chemist. Most of the remedies, tablets etc, that you may require should be in these shops. These shops are all over China.

o There is a great network of pharmacy type shops; these are indicated by a Green Cross. There will always be a 24 hr Green Cross pharmacy in the city you are in. It is handy to carry a Phase book, as no one will speak English, however you will end up with something that will help.

o INPORTANT POINT – for most of the mass produced packet type medicines, the packaging will be written in Chinese on one side, English on the other. However in the shops you only see the Chinese side. Have a good look, turn the packs over, it gives you a lot more confidence knowing you can read the package.

o If you have a specific medical issue, take records, most of the Doctors will have OK written / reading English, even though their oral English will be poor.

China – Telephone

o Using the phone is as easy as at home. However the person picking it up will not speak English or have very broken English… the Major 4- or 5-Star Hotels will all be OK.

o What is worth doing is buying a Chinese Telecom SIM card, they are about RMB100 and with this you get RMB50 in calls, the other 50 is for the price of the SIM card; this SIM card will go into all major brand phones and work OK.

By doing this, people can reach you within and out of China if there is an emergency. If you have a couple of phones, you can short (txt) message each other (SMS). Also you are able to call your tourist guide, hotel etc if you have any major problems. It is a cheap way to keep in touch.

NB.Before you buy a Chinese SIM card, check that it will work in your Cell / Mobile phone. There are plenty of China Telecom shops that can help.

China on when NOT to move around China.

o Spring Festival, this would be the Chinese New Year time, around the end of January / Early February

o Early May; Labour day Holidays

o Early October; National Day Holidays

Of all the China National Day is the biggest one. Millions of Chinese travel at these holiday times of the year. Most are travelling back to home towns or visiting family. Hotels, trains, planes, cars, buses, and roads are all crowded to the maximum. Major congestion, everywhere.

Also travel fares are at their full price. No discounts are offered!
Stay in one place and enjoy where you are. It’s best and causes fewer hassles.

China – TV

o If you want to watch TV, most of the major hotels will have cable and if you are in the smaller places, the national channel, CCTV9 is in English. Over the last couple of years it has got a lot better, with some great China programs, news and views on people and places around China.

China – Airport Tax

o There is a “construction fee” at almost all airports.

Domestic flights RMB 50
International flights RMB 90 – which is to be paid in local currency.

Just recently, tickets are being tissued with the Construction Tax included; however make sure you have the Tax money with you just to make sure.

I hope some of these China will come in handy and will make your trip to China that little bit easier.

If you have been to China and wish to share your China , please feel free to contact me anytime.

John Mckenna

http://www.Travel-the-Real-China.com